The Zepbound Savings Card lets people with commercial insurance that covers Zepbound pay as little as $25 for a 1-, 2- or 3-month fill of the single-dose pen. If your commercial plan does not cover Zepbound, the card brings the single-dose pen to as low as $499 a month, or the KwikPen to $299 to $449. The card cannot be used with Medicare, Medicaid or other government coverage.[1]
Prices and program terms checked October 2026. They change often; confirm with the manufacturer or your plan.
Zepbound is tirzepatide; see our tirzepatide profile for how it works.
Zepbound savings card tiers
| Your situation | Product | You pay | Lilly’s limits |
|---|---|---|---|
| Commercial plan covers Zepbound | Single-dose pen | As little as $25 for 1, 2 or 3 months | Up to $100, $200 or $300 per fill; $1,300 a year; 13 fills |
| Commercial plan does not cover Zepbound | Single-dose pen | As low as $499 a month | List price minus $499 per fill; 13 fills |
| Commercial plan does not cover the KwikPen | KwikPen | $299 (2.5 mg), $399 (5 mg), $449 (7.5 to 15 mg) | 11 fills a year |
| No insurance (self-pay card) | KwikPen | $299 (2.5 mg), $399 (5 mg), $449 (7.5 to 15 mg) | 11 fills a year |
All figures come from Lilly’s terms, which expire December 31, 2026.[1] For the KwikPen, the $449 price at 7.5 mg and above applies only if each refill is bought within 45 days of the last one; otherwise the regular prices are $499 for 7.5 mg and $699 for 10, 12.5 or 15 mg.[1]
How to pay $25 if you are eligible
The $25 tier needs four things:[1]
- A prescription for the Zepbound single-dose pen for an approved use. Zepbound is approved for weight management in adults with obesity, or overweight with a weight-related condition, and for moderate to severe obstructive sleep apnea in adults with obesity.[4]
- Commercial drug insurance that covers the single-dose pen. That usually means your plan includes weight-loss drugs, or covers Zepbound for sleep apnea, and you have an approved prior authorization if your plan requires one.
- No government coverage, including Medicare, Medicare Advantage, Part D, Medicaid, Medigap, DoD, VA, TRICARE and state drug programs. You must also be 18 or older and live in the U.S. or Puerto Rico.
- An activated card with a signed HIPAA authorization, shown at the pharmacy with your insurance card.
Then the pharmacy bills your plan first and the card second. If your plan’s copay is $90 for a month, Lilly pays $65 and you pay $25. If you are in your deductible and owe $1,086, Lilly pays $100 and you pay $986. Once Lilly has paid $1,300 in a calendar year, the card stops paying until January.[1]
Asking for a 3-month (84-day) fill can stretch the yearly cap, because Lilly can pay up to $300 on that single fill while you pay as little as $25.[1]
If your plan doesn’t cover Zepbound
Many employer plans exclude weight-loss drugs. With commercial insurance that does not cover Zepbound, you have two card options:[1]
- Single-dose pen: as low as $499 a month, up to 13 fills a year.
- KwikPen: as low as $299, $399 or $449 a month depending on dose, up to 11 fills a year. Pen needles are bought separately.
Vials are not part of the savings card; they are sold self-pay through LillyDirect at the same $299 to $449 prices, with savings applied automatically.[2]
Plans do change. CVS Caremark, which removed Zepbound from its main commercial template formularies in July 2025, said it would add Zepbound back as an additional preferred option on October 1, 2026, for plan sponsors that cover weight-management drugs.[5] If you were denied before, check again. See does insurance cover Zepbound? for how to check.
Why you might not see $25 at the pharmacy
People with coverage are sometimes surprised by a higher bill. Common reasons:
- Deductible not met: early in the year, your plan may charge close to the full price. The card pays at most $100 for a 1-month fill, so the rest is yours.[1]
- Yearly cap reached: after Lilly has paid $1,300 in a calendar year, the card stops paying.[1]
- Wrong product: the $25 tier applies to the single-dose pen when your plan covers it. A KwikPen or vial prescription follows different rules.[1]
- Prior authorization missing or expired: if your plan has not approved Zepbound, the claim may process as not covered.
- Card not activated or not on file: the pharmacy needs the card details to bill it as secondary coverage.[1]
If the price looks wrong, ask the pharmacist to show how the claim was split between your plan and the card, then call the savings program.
Important restrictions
- No combining: the card cannot be combined with any other coupon, discount card or offer.[1]
- No double-dipping: you may not seek reimbursement for card savings from your insurer, HSA or FSA.[1]
- Alternate funding programs: if your plan makes coverage depend on applying to the savings program through an outside vendor, you are not eligible.[1]
- Lilly can cut savings if your plan drops coverage and relies on the card, or does not count card payments toward your deductible or copay.[1]
- Specific products only: the single-dose pen and the KwikPen NDCs listed in the terms. Other forms do not qualify.[1]
- Questions: call the savings program at 1-866-923-1953.[1]
Medicare and other government plans
People with Medicare cannot use the covered or not-covered tiers.[1] Instead, eligible Part D members may get the Zepbound KwikPen for $50 a month through the Medicare GLP-1 Bridge from July 1, 2026 through December 31, 2027. Vials and single-dose pens are not part of that program.[6] See does Medicare cover Zepbound?
Other ways to save
- Self-pay without insurance: see Zepbound cost without insurance.
- Comparing brands: our tirzepatide coupon guide lays out every Lilly program for Zepbound and Mounjaro.
- List price for reference: Lilly gives Zepbound’s list price as $499 to $1,086.37 per fill.[3]
